Financing Your Project

To obtain financing for foundation repairs, you may want to consider a personal loan or bank loan, a home equity loan, a loan from your credit union or insurance company, or a loan from your savings and loan institution. While your contractor may be able to assist you in securing the necessary financing, it is important that you investigate the various sources of money. You should carefully compare the amounts, interest rates, terms, and tax consequences of each choice.

Federal Housing Administration (FHA) loans may be available through certain banks and other lending institutions. However, the FHA requires the lender to approve any contractor arranging for this type of loan. The FHA will not endorse or guarantee the work of any contractor. Be wary of any contractor who tells you they have been endorsed or approved by the FHA.

If your foundation repair, or any related work, is the result of damage that is covered by an insurance policy, check with your insurance company or agent to determine the extent of coverage before signing a contract.

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